SKIP Why Learning Credit Is Important? The main task of the bank is to collect funds from the community and redistribute the funds to the public / entrepreneurs who need them. Thus, the role of credit in bank operations is very important, in addition to the majority of banks still relying on their main source of income from credit operations so that to get a good margin, credit management is needed effectively and efficiently. Bank is business. Businesses that trade in credit and money. So bank business is a trust institution. As is well known that the largest bank business in providing the largest contribution as a source of bank income comes from lending, remembering: That banks must be able to maintain and develop mutual trust That the loan item provided is the largest asset item in the bank's balance sheet That credit provides the largest income contribution for most banks That the risks contained in lending are quite large That bank...
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